The financial plan behind the life you want.
Personal financial planning for mid-career business owners and professionals. Flat fee, judgment-free, no asset minimums.
Before
Most people arrive with a set of concerns that keep getting a bit louder. The ones that circle at 2am, interrupt the meeting, and quietly shape the decisions you make or don't make.
01
If something happened to me, would my family be alright?
02
They told me to come back when I had more in investable assets.
03
Am I going to be okay? Do I actually have enough?
After
A few months in, most people tell us the same thing: they can breathe deep again. Not because everything's figured out but because someone is finally in the work with them.
01
If something happened to me, my family would be alright.
02
Someone actually took me seriously from day one.
03
l know I'm going to be okay. I know what enough looks like.
Where we help
Built differently, on purpose:
Traditional financial planning has a shape: minimum assets, a percentage fee, a 100-page report, an emphasis on investments. We've picked a different route.
Flat fee. No asset minimums.
We're paid to plan, not to manage your money. That means we can work with you whether your net worth sits in a brokerage account, a business, or is still being built.
Life design, not investments.
Investments matter. But they're rarely the lever that actually changes your life. Cash flow, income, tax strategy, and knowing what ˝enough" looks like - that's where the real movement happens.
Judgment-free
Bring your real numbers, your real fears, and your real questions. No lecture. No “you should have started earlier”. We start where you are.
Integrated with your business
For business owners, personal and business finances are one system. Through our sister practice, Talbott Bookkeeping, we can hold both sides at once.
How it works
01
We start with a relaxed conversation. You tell us your goals and questions, we share how we work, and answer anything you're curious about. If we're not the right fit, we'll say so.
Let's talk
A free 30-minute introductory call.
02
We'll ask for a few things — your tax return, investment and bank statements, and business financials if you have them — so the advice we scope fits your real life, not a form.
Share your financial picture
You send us the documents; we do the homework.
03
We map out exactly what your situation calls for, then send a written proposal with your flat planning fee — based on complexity, never a percentage of your assets.
Get your proposal
A clear scope of work and a flat fee — before you commit to anything.
04
Once the proposal feels right, sign the engagement agreement. From there we get to work — and you can stop wondering if you're making the right moves with your money.
Sign and get to work
Make it official, and let's build your plan.
About us
A through line is the thread that holds a story together from beginning to end. Financial planning, done well, is exactly that: aligning your values with your capital.
About the firm
Throughline is a financial planning firm for the middle of the story: building a business, raising a family, wondering if you’re on track. We start by making room for the things you haven’t said out loud yet, without judgment. Then we put the numbers on the table, so the next big decision comes with clarity instead of guesswork.
More about us
Ready to start the conversation?
Schedule your free 30-minute introductory call. Worst case, you leave with a better sense of your options. Best case, you've found your financial planning partner.